Get your money working for you
Start with a little as £100 or from £50 a month via direct debit
Create as many savings pots as you want for different goals
See which investment funds are performing best and switch easily
Make it even easier with a ready-made portfolio to get you started
Check, manage and access your money with our friendly app
Capital at risk. All Cushon ISA products are Stocks and Shares ISAs. The value of investments can fall as well as rise, and you may get less than the full amount you invest.
Solutions to suit all your savings goals
Our app brings it all together in one place, so you can check and make changes whenever you like, wherever you are.
Individual Savings Account (ISA)
The figures shown are for illustrative purposes only
A Stocks and Shares ISA is an account that lets you hold cash and/or investments without having to pay tax on any interest, investment income or gains you make on your money.
- A simple way to help build healthy savings habits
- Hassle-free saving straight from your bank account
- Comes with access to jargon-free help and ideas that bring money management to life
Lifetime Individual Savings Account (LISA)
The figures shown are for illustrative purposes only
The Lifetime ISA (LISA) is a tax-free savings account to help first-time home buyers aged 18-39 get on the property ladder and/or save money towards retirement
- A government bonus of up to £1,000 a year!
- Can be used to purchase a first home or for retirement
- There's a 25% penalty for unauthorised withdrawals
Junior Individual Savings Account (JISA)
The figures shown are for illustrative purposes only
The Junior ISA (JISA) is a long-term, tax-free savings account that lets you save and invest on behalf of a child under the age of 18.
- Save up to £9,000 for the 2026/27 tax year
- The JISA annual limit does not affect how much you can save in your own ISA
- The money in the JISA belongs to your child and they can access it when they turn 18
General Investment Account (GIA)
The figures shown are for illustrative purposes only
A General Investment Account (GIA) is a savings account where you hold investments, but unlike an ISA, it isn't tax-free.
- There's no limit to how much you can save into a General Investment Account
- A General Investment Account (GIA) is a great way to invest if you’ve already reached your ISA allowance for the year
- When you invest in a GIA you may have to pay tax on any income or capital gains you earn from your investments
Ready-made, optimised investment portfolios
The figures shown are for illustrative purposes only
You can trust us
Safe
Cushon is part of WTW. We are authorised and regulated by the Financial Conduct Authority (FCA) and The Pensions Regulator (TPR).
Secure
Privacy and security is our priority. We use the highest levels of encryption and the most robust financial industry standards for securing our app and website.
Fair
We keep our charges transparent and fair. There is a simple %-based cost for investing with Cushon, and no hidden fees.
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Frequently asked questions
There's no charge for employers.
Members pay an Annual Management Charge or 'AMC'. This is a small percentage starting at 0.69% and depends on the investments they select.
No. We are open to all organisations of all sizes.
If you've just hired your first employee, you'll need a workplace pension to comply with your auto enrolment duties - so we've made it easy to apply.
Most applications only take a few minutes.
If you're short for time, we only need some information about you and your company to save your application in case you need to return to it later.
We need information that you will already know about you and your organisation.
This includes information about you, your organisation, who will be running your workplace pension and when you want it to start.
Very safe.
Cushon Master Trust is authorised and regulated by the Pensions Regulator. Members' savings are legally protected by a trust management. We are chosen by employers across the UK to help their employees confidently save for the future.
Importing employees and contributions into your payroll through the Cushon Employer portal couldn't be easier. We have created a guide to help you understand the supported file formats and the upload process.
You can download the Cushon app on the Apple App Store or the Google Play Store. Alternatively, you can access our member portal.
If you have a pension with us and are logging in the app for the first time, you'll need the unique 6-digit one time access code that has been sent to you in your Welcome Pack.
For your pension account, this is your National Insurance Number.
Forgotten your password? Click here and follow the simple steps to get a new one.
